bill me later still pays RJ, it just gives me time to pay the "bill me later" service.
it's sorta like credit, you get about a month to pay off what you used else interest will be charged.
it's good for me, b/c if i need something really fast, i can grab it, then just pay the bill in a week or so.
so far though, bill me later is not an option for paying other members directly (like in a coop.)