There is always a chance on one getting lost (Car wreck, plane crash, not just lost). It's not just the price you paided but the price it would cost you to replace it. with out a coop it could cost you another $30 or so. At $58.63 which is less then the $67 it was worth the peace of mind for me as I ordered 6 and had them insured for $600.
Thanks RJ and DLA
Scott